The credit card is the most traditional payment method: it is connected to a bank account, has a high limit and provides for a deferred debit of transactions (usually in the middle of the month following the purchase), they are accepted both in Italy and abroad. abroad and enjoy high protection against fraud. They are advisable for those consumers who have a fixed income and adopt good control over their expenses.

​The rechargeable or prepaid card is not connected to a current account, but works thanks to a payment of money which "loads" the credit limit before use: it is therefore subject to top-up costs and immediate debit of transactions . It is also accepted in Italy and generally also abroad, it allows purchases in total anonymity and is suitable for young people who have no fixed income or current account and who use this tool occasionally, also because it is generally accepted for online purchases without additional costs.

PayPal is an online payment system that allows any business or consumer with an email address to send and receive payments. By registering for free, it is in fact possible to open your own account (which allows you to make payments using your email and password) to which you can also associate a credit or prepaid card, or you can top up without charges from your bank account . The basic idea consists in carrying out transactions without sharing the card data with the final recipient of the payment: in fact, the system does not transmit the sensitive data of the cards linked to the account.